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ATTENTION FIRST TIME HOME BUYERS
You may qualify for up to a $8,000 Federal Tax Credit under the American Recovery and Reinvestment Act. First time buyers who have not had ownership in a home for the past three years can qualify for up to $8,000 if you enter into a contract to purchase a principle residence by April 30, 2010 and close on by July 1, 2010. Current owners who have lived in their home five consecutive years out of the last eight can quailfy for up to $6,500 in they enter into a contract to purchase by April 30, 2010 and close by July 1, 2010.
- The amount of credit to first time buyers is 10% of the cost of the home up to $8,000
- Full credit for individuals with adjusted gross incomes of $75,000 with phase outs above those caps ($150,000 jointly)
- Any single family residence including condos, co-ops or townhomes being used as a principle residence
- Reduces or eliminates income tax liability for 2009 or 2010 with any or all unused amount refunded to the purchaser
- Purchaser and purchaser's spouse may not have owned a principle residence over the past three years
- Current owners can purchase a home up to $800,000 and qualify for up to $6,500
- Must have lived in the property five years consecutively out of the past eight
- Must be under contract by April 30, 2010 and close by July 1, 2010
- Proof of purchase must accompany tax return
The IHDA program has a $300 fee, of which $100 will be reimbursed if the advance is repaid by June 30, 2010. Moreover, the advance will be an INTEREST FREE loan until June 30, 2010, after which it will begin accruing interest at a rate of 1/2% over IHDA's standard 30 year fixed rate program. For details, see:
SELLERS
Are you considering selling your house in the coming months? Its never been more important to trust the sale of your home to an experienced professional. Follow these three-steps to a best possible sales price in this changing market.
1. Contact me for a current market value assessment of your home.
2. Allow me to offer my tips and opinion for dressing up your home to maximize your selling price.
3. Hire a professional like myself to market your home in a changing market.
BUYERS
View ALL the properties listing for sale in your market through "My Property Finder". You will also have access to the advanced research tools available.
Note: The MLS Requires registration to see all listings.
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Office 708-367-4314
